SMSF home loan rate 4.99%!

(add 0.20% for offset account)

Not a typo

SMSF residential loan LVR60% variable P&I. (5.30% at 80% LVR: Comparison rate 5.76%). As at 06/09/2022. Subject to change obviously with RBA changes. 

Boutique Australian Lender. Purchase or refinance. Most lenders do not provide an offset account so this is a great way to save interest costs and access funds.

Typical fees Set up Fee: Application $0  + Valuation $250 + Legals $770 + Settlement Fee $0 Ongoing fees: $395 annual fee | Discharge Fee: $1500

Not so relevant comparison rate based on $150,000 25 year P&I :

5.46%*

Warning: Comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts will result in a different comparison rate. Subject to lender’s credit approval.