Perth’s Top Mortgage & Home Loan Brokers

What our loan clients think about us

Laszlo was extremely approachable, helpful and efficient when we decided to move house. He not only assisted us with our mortgage needs for the move, but continued to follow up after to ensure we got the best rate possible for our situation.

Home Upgrade

Emily – Kensington

Laszlo looked after the refinancing of my home loans making the whole process was easy and stress free. He secured the best rates and products in which I am very happy with. I highly recommend speaking with Laz for all your financing needs.

First Home Buyer Finance

Ali – Jolimont

The service from Laszlo is second to none, there is never a question too silly and he always gives you all the detail you need to understand the situation fully, we certainly feel in safe hands with his advice.

Construction Loan

Steven – Wilson

FIRST HOME BUYER FINANCE

First-time home buyers need a little more care than usual. Our job is to make sure you are informed at every step.

HOME PURCHASE

Your different life stages means you will need a different home and finance with flexibility

CONSTRUCTION LOANS

Thinking of building your dream home. We’ll work closely with you to make sure you have included everything the bank wants.

REFINANCING

We make sure that we can get you a lower interest rate than your existing bank and make sure you have the right structure for your circumstances.

HOW MUCH IS IT GOING TO COST?

We have a few simple to use calculators that can give you the answer.

FAQ / WANT TO KNOW MORE?

Websites are too hard to find information you need. We’ve have created a knowledge base / wiki page with lots of easily searchable information.

Orange Finance Broker Perth Experts

We’ve made getting finance easier. First of all, we want to make the process of getting finance as easy as possible. Remember, above all, we work for you and not the bank!

If you are looking for a local mortgage and home loan broker, we are an owner operated business based in North Perth. If you want experienced, tailored and thoughtful advice in obtaining a home loan, Orange Mortgage and Finance Brokers can help. Getting a home loan can be made easy with the right approach and advice.

You could definitely arrange a home loan yourself but why would you want to when you could get someone else to do it at no cost to you?

Our Online Mortgage Broking Process

We’ve made as much of our process online as we can, as a result, it means a quicker process for you. Visit our Home Loan Types page to find the right loan for you.

We offer the following mortgage types depending on your property purchase needs:

Because not many people like sitting on hold on the bank’s customer support line or having to go to a branch a number of times, our job is to do all the research for you, speak to the bank (and yes this means sitting on hold), see if we can get the bank to improve on their interest rate, put in the application and see it all the way to settlement.

We’ll obviously keep you informed along the way via phone or email. Once settlement has occurred, some brokers think that is the end of the relationship but we like to think it is really the beginning. Specifically, we will try to make contact every 12 or so months to make sure you are still happy with your bank and your personal circumstances haven’t changed. Consequently, every two or three years, we’ll review your situation and make sure we can’t get you a better interest rate either with your currently lender or a new one.

Visit our How To Get a Home Loan page for more information on getting started. Or for more reading on loans, finance and interest rate announcements, click through to our Articles page.

New federal First Home Loan Deposit Scheme (FHLDS) – update July-2021 – First Home Buyer Finance

As part of the last election campaign, the federal government announced a new deposit scheme for first home buyers to help them purchase a home sooner. As a result, since 1-Jan-2020 only 2 lenders have been allocated units to the scheme but as of 1-Feb-2020, the scheme will be open to 27 lenders. Effectively, the federal government will be the LMI provider for Nil cost assuming first home buyers have at least 5% deposit. More information can be found here.

As of 1-July-2021 the government has released another 10,000 FHLDS units applicable for established homes and also increased the maximum total house price applicable. For WA this has been increased to $500,000 in Perth and $400,000 in regional WA. https://www.nhfic.gov.au/what-we-do/fhlds/property-price-thresholds/

The New Home Guarantee which is for building has been extended with an additional 10,000 places available from 1 July 2021 to 30 June 2022. The increased new building cap has increased to $550,000.

10,000 Family Home Guarantees which is for single parents will be made available over four financial years from 1 July 2021 to 30 June 2025.

Let’s talk loans…

Call us on 0425 212 636 or fill in the form below.

Getting the right advice is important. One of our accredited mortgage consultants will be happy to help answer your questions.