What our home loan clients think about us
FIRST HOME BUYER FINANCE
First-time home buyers need a little more care than usual. Our job is to make sure you are informed at every step.
HOME PURCHASE
Your different life stages means you will need a different home and finance with flexibility
CONSTRUCTION LOANS
Thinking of building your dream home. We’ll work closely with you to make sure you have included everything the bank wants.
REFINANCING
We make sure that we can get you a lower interest rate than your existing bank and make sure you have the right structure for your circumstances.
HOW MUCH IS IT GOING TO COST?
We have a few simple to use calculators that can give you the answer.
FAQ / WANT TO KNOW MORE?
Websites are too hard to find information you need. We’ve have created a knowledge base / wiki page with lots of easily searchable information.
North Perth’s Finance Broker Experts
We’ve made mortgages easier. First of all, we want to make the process of getting finance as easy as possible. Remember, above all, we work for you and not the bank!
If you are looking for a local mortgage and home loan broker, we are an owner operated business based in North Perth. If you want experienced, tailored and thoughtful advice in obtaining a home loan, Orange Mortgage and Finance Brokers can help. Getting a home loan can be made easy with the right approach and advice.
You could definitely arrange a home loan yourself but why would you want to when you could get someone else to do it at no cost to you and who can also save you money too!
Our Online Mortgage & Home Loans Process
We’ve made as much of our process online as we can, as a result, it means a quicker process for you. Visit our Home Loan Types page to find the right loan for you. We offer the following mortgage types depending on your property purchase needs:
- First Home Owner Loans
- Refinancing Home Loan
- Construction Loans
- Investment Loans
- Parental Guarantees
- New Arrival Home Loans
- SMSF Mortgage
- Home Upgraders
Because not many people like sitting on hold on the bank’s customer support line or having to go to a branch a number of times, our job is to do all the research for you, speak to the bank (and yes this means sitting on hold), see if we can get the bank to improve on their interest rate, put in the application and see it all the way to settlement.
We’ll obviously keep you informed along the way via phone or email. Once settlement has occurred, some brokers think that is the end of the relationship but we like to think it is really the beginning. Specifically, we will try to make contact every 12 or so months to make sure you are still happy with your bank and your personal circumstances haven’t changed. Consequently, every two or three years, we’ll review your situation and make sure we can’t get you a better interest rate either with your currently lender or a new one.
Visit our How To Get a Home Loan page for more information on getting started. Or for more reading on loans, finance and interest rate announcements, click through to our Articles page.
First Home Guarantee (FHBG) is the old First Home Loan Deposit Scheme (FHLDS) – update July-2022 – First Home Buyer Finance
As part of the last election campaign, the federal government announced 35,000 new places released 1-July-2022 for eligible first home buyers to help them purchase a home sooner. Effectively, the federal government will be the LMI provider for Nil cost assuming first home buyers have at least 5% deposit. More information can be found here.
As of 1-July-2022 the government has released another 35,000 HGS units applicable for established homes and also increased the maximum total house price applicable. For WA this has been increased to $600,000 in Perth and $450,000 in regional WA. https://www.nhfic.gov.au/what-we-do/property-price-caps/
Let’s talk loans…
Call us on 0425 212 636 or fill in the form below.
Getting the right advice is important. One of our accredited mortgage consultants will be happy to help answer your questions.